Scaling Financial Reach for African Entrepreneurs
Project Details
Industry
FinTech / SME LendingService
App Development & Data EngineeringTimeline
8 WeeksTech Stack
Bridging the financing gap for micro and small businesses through data-driven credit assessment.
African entrepreneurs often lack the collateral required by traditional banks. Numida needed to refine their digital application process to ensure rapid disbursement while maintaining a robust risk-based pricing model. The challenge was to handle sensitive financial data securely while providing a friction-free experience for cash-based businesses.
The focus on performance and reliability for sensitive financial data was exactly what we needed to scale our lending operations.
SME Lending Team
Product Lead, Numida Africa
Contributed to building data-driven features for SME credit assessment and financial insights.
We focused on building secure APIs and data-handling workflows to support Numida's proprietary credit scoring models. By streamlining the digital application process, we helped make it possible for first-time borrowers to receive funds in just hours. We also integrated financial insights that help entrepreneurs track daily sales and expenses directly within the app.
Early Wireframes
Wireframe to Product
Empowering 70,000+ MSMEs with accessible, rapid financing.
Our contributions helped stabilize the systems handling sensitive financial information, ensuring 99.9% uptime during peak loan request periods. The app now supports thousands of daily transactions, providing a lifeline for semi-formal businesses. Entrepreneurs are now getting higher loan limits based on the improved behavioral data tracking we implemented.